Jewellery Insurance
A piece of fine jewellery is both a financial and emotional investment. Specialist jewellery insurance ensures it is protected wherever you are — at home, travelling, or on special occasions.
Our Recommended Specialist
T.H. March
The premier broker to the jewellery trade, established in 1887. They specialise exclusively in jewellery insurance and are the official broker to the British Jewellers' Association and the appointed broker to The National Association of Goldsmiths.
Established 1887
Appointed broker to The National Association of Goldsmiths
Official broker to the British Jewellers' Association
Authorised and regulated by the Financial Conduct Authority
Get a Free Quote
Contact T.H. March on 01822 855555 (quoting reference AG244T), or visit their website.
Why Specialist Insurance?
Standard home insurance often leaves significant gaps in jewellery coverage. Common problems with home insurance policies include:
- No cover away from your home
- Theft cover that only applies following forced entry
- Restrictions on total jewellery covered or per-item value limits
- Accidental loss not included
- Excess charges (typically £50–£100 per claim)
- Forced replacement via an insurer-chosen supplier rather than your preferred jeweller
- Risk of replacement with inferior quality if details are not properly recorded
Specialist insurance through T.H. March ensures any claim is handled by experts who understand jewellery — with no restrictions on replacement jeweller and no unexpected coverage gaps.
Our Recommendation
We strongly recommend insuring your jewellery with a specialist provider. Whether you choose T.H. March or another specialist, ensure your policy covers accidental loss, theft away from home, and worldwide travel — with no per-item value restrictions.
Documentation
For insurance purposes, we recommend keeping your MOH London receipt, any GIA or IGI grading certificate, and photographs of your jewellery in a safe place. If your piece requires a valuation certificate, please contact us — we can arrange this for you.